I got one accepted a couple of months ago. on the 433 I showed the equity in the home. In a cover letter I explained that the wife is battling cancer, they are living off of SS and their kids are helping them with the monthly bills and that they can’t afford to pay a loan on the house or pay rent. Offer Examiner just wanted a turn down letter from a lender for a home equity loan. She knew they wouldn’t get it but she covered her bases by documenting it. Offer was accepted for $1.00.