Thanks, Eric. I will note that in my cover letter.
They withdrew $4,000 of the $4,452. Husband said they used the withdrawal to pay part of my fee, $600 they borrowed from his son, and to pay bills. I’m sure the IRS will want to know exactly where all of the $4,000 went.
Their bank account for the most part shows negative balances and for 2019 they had over $4,000 in overdraft fees.