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February 23, 2020 at 4:44 am
#42106
Participant
If SFR results are more favorable you can let them stand, is my understanding.
If you are not going to file original substitute-for-SFR returns could you maybe tell the lender the truth, that IRS has no tax return transcripts, and offer the W & I transcripts as proof of the income figures? Just thinking out loud here.