Thanks Eric. Glad I wasnt totally misunderstanding the compliance piece. Am I under any obligation to tell her this information? I am the one filing her 2019 taxes (hence, the reason I know she will owe, and the reason this debt was being discussed). Her 2019 taxes will be filed later probably by the end of the month. For my own information; how does the notice of default get issued?
Thank you also for the “1 phone call” policy reminder. She was definitely a learning lesson for me. She kept “remembering” new facts and wanting to “just run them by me really quick”. I was trying to be helpful, but will henceforth be pulling your hardline stance, as it only created more confusion and annoyance to be on the phone having to say “I cant answer that without an engagement agreement”. Lol.