Yes, this is possible. More information is needed. You don’t just have to combine the entire household income. Take a percentage. Her 401k will not be included for his liability if MFS
Use The Reasonable Collection Potential = Net Equity in Assets and Future Income. Begin Analysis for Future income with below
1. What is his income?
2. What is her income?
3. Household Size
4. Expenses Analysis
A. Housing Utilities – Shared % based on income
B. Food, Clothing, Misc – Shared % based on income
C. Auto – only his exp
D. Health care – Only his exp
E. Taxes – Only his exp
F. Other – Only his exp